State Bank Of India (SBI) Clerical Cadre Recruitment (Main) Exam. 2016- Duly solved.

State Bank Of India  Clerical Cadre Recruitment (Main) examination (On line held on June 25 2016)
Question Paper English Section – (Based on a candidate’s memory)  with Solution


Direction  ( Q 101 – 105)  : Read the following sentences to find out whether there is any grammatical error or idiomatic error in them. The error , if any, in them, will be in one part of the sentence. That part with error is your answer.If there is no error,mark no error  as your answer. (Ignore the errors of punctuation, if any).   


101. The tourist industry of the state/feels that the facility of visa – on -arrival / should be made available/ to keeping the industry vibrant.

a.The tourist industry of the state

b.feels that the facility of visa – on -arrival

c.should be made available keeping the industry vibrant.

e. No error.


102. Even a newly – recruited teacher/ in a government high school gets/ more than what / a former principal gets as pension.

a.Even a newly – recruited teacher a government high school gets

c.more than what

d.a former principal gets as pension.

e.No error.


103. Six people fainted  / on board in an international flight/ promptly the emergency crew to check/the plane for hazardous materials.

a.Six people fainted

b.on board in an international flight

c. promptly the emergency crew to check

d.the plane for hazardous materials.

e. No error.


104. To be short-listed for the competition/ the children have to fill up/ a contest firm that their / respective schools will provide.

a.To be short-listed for the competition

b. the children have to fill up

c. a contest firm that their

d. respective schools will provide.

e. No error.


105. The students of the school/would be send to the zoo / on a study tour/to gain first – hand experience.

a.The students of the school

b.would be send to the zoo

c.on a study tour gain first – hand experience.

e.No error.


Direction  ( Q  106 – 112)  :  Read the following passage carefully and answer the questions given below it. Certain words/phrases are given in  bold to help you locate them while answering some of the questions. 

The residents of Kotobuki live not far from the glitzy shops and upscale restaurants of Yokohama  Japan’s  second biggest city adjoining Tokyo, the capital. Yet Kotobuki is an altogether different world, a squalid district, it is pit stop for local Japanese on their way to destitution. Men living here in cheap hostels have lost jobs and families. Some survive on casual day work,  but many have no work at all.A 250-bed, bed-shelter dominates the centre of  Kotobuki, part of a public network of around 40 built in the past decade. Though these have helped to take 18000 people off Japan’s streets, it has been harder to check the creeping poverty that put many of them there in the first place.

Last year, the Japanese government  recorded relative poverty rates at 16% defined as the share of the population living on less than half the national median income.

That is the highest on record. Poverty levels have been growing at a rate of 1.3% a year since the mid -1980s. On the same definition,  a study by the OECD in 2011 ranked Japan sixth from the bottom among its 34 mostly rich members. Book shops a slew of best sellers on how to survive on an income of under Yen 2 m ($16700), a poverty line below which millions of Japanese now live.

The country has long prided itself on ensuring that none of its citizens fails between the social cracks. Japan’s orderly, slum free neighbourhoods seem to confirm that , ‘street-crime’. even in Kotobuki, is minuscule.  Unemployment is below 4% and jobs are being generated as the Prime Minister attempts to boost the economy through monetary easing. Yet the poor quality of new jobs in compounding the problem of the working poor.

Since late 2012, the number of irregular workers- often earning less than half the pay of their full time counterparts with permanent   employment contracts – has jumped over 1.5m Casual and  part-time employees number nearly 20m almost 40% of the Japanese workforce.

The effects of this shift to irregular work have not always been visible.One reason is parents’ benevolence.Millions of young workers remain living at home, rent free. But one the older generation that drove Japan’s post-war boom goes, underlying poverty will become more evident. The present situation may become look grim, but there is hope as long as the present government continues to do something about it.


106. Which of the following is true in the context of the passage?

a. Youngsters in  Japan leave their parents’ house the minute they get an employment offer.

b. According to the OECD ranking of 2011, Japan stands among some some of the poor nations.

c. The beauty of country’s neighbourhoods is stained with slums.

d. Yokohama is the second biggest poor city in the country.

e. None of the given statements is  true.


107. Which of the following is most nearly the opposite in  meaning  to the word ‘Confirm’as  used in the passage?

a. Strengthen b. Remove c. Hate d. contradict  e. adopt.

108. Which of the following is most nearly the same in  meaning  to the word ‘Grim’as  used in the passage?

a. Interesting b. Trim  c. Cheerful d. Foul  e. Unfavourable.



109. Which of the following can be said about Kotobuki in the context of the passage?

A. Crime rate is very high.

B. It is a place that provides shelter to  people having minimum or no source of income.

C. More than 50% of the poor in the country have found their homes in this place.

a. Only A b. Both A and C c. Only B d. Both B and C e.Only C.



110.Which of the following correctly explains the meaning of the phrase, ‘ none of the citizen falls between the social cracks’ as used  in the passage?

a. Preventing the citizens from becoming poor.

b. Providing a luxurious lifestyle with plush amenities.

c. Providing an opportunity for everyone to vote in favour of the current Prime Minister.

d. Taking everyone out of Kotobuki to other neighbourhoods.

e. Reducing corruption.



111. As mentioned in the passage, despite generating jobs, the problem of unemployment persists because

A. these are either irregular in nature or of poor quality.

B. people are not willing  to take up poor quality jobs.

C. prevailing corruption prevents people from taking up these jobs.

a. Only A b. Both A and C c. Only B  d. Both B and C e. Only C.


112. Which of the following can be suitable title of the passage?

a. Exploring the role of the Government in supporting Japan’s economy.

b.Japan and Poverty. A Synonym for Each other.

c. Poverty in Japan – The True picture.

d. The beginning of the Rise of the Dragon.

e.Exploring Benefits of Working Part Time.


Direction  ( Q 113 – 120)  :  Read the following passage carefully and answer the questions given below it. Certain words/phrases are given in  bold to help you locate them while answering some of the questions. 

Some time ago, there lived a king. The king should have been contended with his life, given all the riches and luxuries he had. However this was not the case, the king always found himself wondering why he just never seemed contented with his life.

Sure, he had the attention of everyone wherever he went, attended fancy dinners and parties, but somehow, he still felt something was lacking and he could not put his finger on it. One day the king had woken up earlier than usual to stroll around his palace. He entered his huge living room and came to a  stop when he heard someone happily singing away.Following this singing , he saw that one of the  servants was singing and had  a very contended look on his face.

This fascinated the king and he summoned this  man to his chambers. The man entered the King’s chambers as  ordered. The King asked  why he was so happy. To this the  man replied,” Your Majesty, I am nothing but a  servant, but I make enough of a living  to keep my wife and children happy. we don’t need too much, a roof over our heads and warm food to fill our tummy. My wife and children are inspiration ; they are content with whatever little I bring home. I am happy because my family is happy. ” Hearing this, the King dismissed the servant and summoned his Personal Assistant to his chambers.

The King related his personal anguish about this feelings and then related the story of the servant to his Personal assistant, hoping that somehow he will be able to come up with some reasoning that here was a  King who  could have anything he wished for at a snap of his fingers and yet was not contended, whereas his servant having so little, was extremely contended. Personal assistant listened attentively and come to a conclusion. He said,”Your Majesty, I believe that the servant has not been made part of The 99 Club.”

“The 99 Club ? And what exactly is that?” The King inquired.

To which the Assistant replied,”Your Majesty, to truly know what  The 99 Club is, you will have to do the following Place 99 gold coins in a bag and leave it at the servant’s doorstep.You will understand what “The 99 Club” is.that very same evening, the king arranged for 99 gold coins to be placed in a bag at the servant’s doorstep. although, he was slightly hesitant and thought he should have put 100 gold coins into the bag, yet since his assistant had advised him to put 99 that is what he did.

The servant was just stepping out of his house, when he saw a bag at his doorstep. wondering about its contents, he took it into  his house and opened the bag. When  he opened the bag, he let out a great big shout of joy, “Gold Coins. So many of them.” He could hardly believe it. He called his wife  to show her coins.

He then took the bag to a table and emptied it out and began to count the coins. Doing so, he realised that there were 99 god coins and  he thought it was an odd number, so he counted again and again only to come to the same conclusion- 99 gold coins.

He began to wonder what could have happened to that last one coin?For no one would leave 99 coins. He  began to  search his entire house, looked around his backyard for houses, not wanting to lose out that one coin. Finally, exhausted, he decided that  he would work harder than ever to make up for that one gold coin to make his entire collection an even 100 gold coins.

He got up the next morning in an extremely horrible mood, shouting at the children and his wife for his delay, not realising that he had spent most of the night conjuring ways of working hard, so that the  had enough money to buy himself that gold coin.He went to work as usual but not in his usual best mood, singing happily, as he grumpily did his  daily errands.

Seeing the man’s attitude change so drastically, the king was puzzled. He promptly summoned his Assistant to his chambers. The King related his thoughts about the servant and once again his Assistant listened. The King could not believe that the servant who until yesterday had been singing away and was happy and contended with his life and had taken a sudden change of attitude even though he should have been happier after receiving the  gold coins.

To this the Assistant replied,”Ah! But your Majesty, the servant has now officially joined “The 99 Club”. He explained,” The 99 Club is just a name given to those people, who have everything but yet are never contended , therefore they are always working hard and striving for that extra one to round it out to 100.

We have so much to be thankful for and we can live with very little in our lives but the minute we are given something bigger and better we want even more ! We are not the happy contended person we used to be. We want more and more and by wanting more and more we don’t realise the price we pay for it. We lose our sleep,our happiness; we hurt the people around us just as a price to pay for our growing needs and desires. That is what joining The 99 Club is all about.” Hearing this the King decided that from that day onwards he was going to start appreciating all the little things in life.

Striving for ore is always good but let’s not strive so hard and for much that we lose all those near and dear to our hearts. We shouldn’t compromise our happiness for moments of luxuries.


113. Why did the King summon the servant?

a. Because the servant was  singing a sad song.

b. Because he was fascinated by the  happiness of servant.

c. Because the servant had shown disrespect to him.

d. Because  the servant was  also assigned the job of a spy.

e.Other than those given as options.


114. What was/were the reason(s) for the servant’s happiness?

A.He was not a part of The 99 Club.

B. He was too poor to look after his family.

C.His family was happy.

a.A and B   b. B and C   c. A and C    d All of these   e. Only B


115. What was  not the effect of placing the bag containing 99 gold coins at the servant’s doorstep?

a.The servant became overjoyed to find the bag containing gold coins.

b. He counted the gold coins again and again to confirm whether they were  just ninety nine or a hundred.

c. He began to search last one coin in and around the house.

d. Finally he could find the last one coin the backyard.

e.Other than those given as options.


116. What happened to the  servant, when he became part of the 99 Club?

a.He got up the next morning in a horrible mood.

b. He rebuked the members of his family.

c. He went to work in a depressed manner.

d. He did his work grumpily.

e.All of the above.


117.In the context of the passage, what to do you mean by The 99 Club ?

a.The 99 Club is a group of rich people.

b. It is a club of dissatisfied people.

c. It is a club of ministers of the royal court.

d.It is the club of people.

e.Other than given as options.


118. Choose the word, which is the most similar in meaning to the word ‘Fascinated’ given in bold as used in the passage.

a. Bored b. Attracted c.Repulsed d. Exhausted e. Irritated.


119. Choose the word, which is the most opposite  in meaning to the word ‘Stroll’ given in bold as used in the passage.

a. Excursion b. Lazy walk c. Survey d. Breath e. Run


120. Choose the word, which is the most similar in meaning to the word ‘Drastically’ given in bold as used in the passage.

a. Vehemently  b. Effectively  c. Firmly d. Compulsively  e. Emphatically.


Direction  ( Q 121 – 125)  :  Rearrange  the following  six sentences A,B,C,D,E and F in a proper  sequence to form a meaningful paragraph and then answer the given questions.


A. The full extent and impact of the forest fires in Uttrakhand can be assessed only after they  have abated with better weather conditions but the furious blaze that has swept the hill state drives home the truth that governments are yet to find scientific ways to tackle the phenomenon.

B. Some of the studies reported by organisations affiliated to the Union Environment Ministry point to the effective intervention of community-led “Van Panchayats” forests councils in preventing fires.

C. Progress can be made also by providing environmental education to local residents and officials.

D. Significantly the use of biomass alternatives, including cooking gas has had a beneficial impact on fire risk and this must be expanded.

E. The Uttrakhand government should learn from the severity of the experience and involve its large rural communities in preparing for the future.

F. It is possible that the changing patterns of climate may be exacerbating the problem more research is required to conclude whether the EI Nino that set in last year, marked by a lack of pre-monsoon showers, also played a part in intensifying the fires.


121. Which of the following will be the FOURTH sentence after rearrangement?

a.E     b. B     c. F     d. A       e.C


122. Which of the following will be the THIRD sentence after rearrangement?

a. E b. B  c. F d.A  e.C


123. Which of the following will be the FIRST sentence after rearrangement?

a.D    b.E    c. A    d. B     e.F


124. Which of the following will be the SIXTH (LAST) sentence after rearrangement?

a. E     b. D     c. B     d. A      e.C


125. Which of the following will be the FIFTH sentence after rearrangement?

a. E       b. C      c.D      d. A       e.B


Direction  ( Q 126 – 130)  :  In each question below, two sentences 1 and 2 are given. Each sentence 1 and 2 has a blank in it. Against the question, five options are suggested. Out of these, only one fits at both places in the context of each sentence. Mark that option as your answer. 

126.  1. I didn’t mean to …………….my heart to you, but I guess I had to talk to someone.

          2. She went to the kitchen to ……………….herself a big glass of orange juice.

1.prepare  2. make  3. pour . 4. share 5. cry


127.  1. As Sheela’s motives were found to be harmless, no disciplinary……………will be taken against her.

          2. I imitated his ………………..even wearing his spectacles, thinking they might help solve the mystery.

1.trick  2. sentence  3. motion 4. deed  5. action.


128.  1. The plush residential complex will fulfill  your wish of the living in a …………..location.

         2. Both the …………..minister and our Ambassador in Vienna knew him and valued his contribution.

1. home  2. posh 3. finance 4. prime 5. aloof

129.  1. If you are trying to make a  …………….impression on your audience, you cannot do so by being ambiguous.

          2. The crane is a large and……………..bird.

1. intense 2. strong 3. small 4. broken 5. agile.

130.  1. Police searched her father’s bag against his …………….

          2.  My father excluded my siblings from his …………….

                                1.will   2. property 3. wish 4. list 5. consent.



Direction  ( Q 131 – 140)  :  In the following passage there are blanks each of which has been numbered in bold. These numbers are printed below the passage and against each, five words/phrases are suggested one of which best fits the blank appropriately .Find out the appropriate word in each case.

” Even after 609 years of independence , it is disgraceful that we are yet to put our infrastructure in (131). There are two types of infrastructure, such as water supply, drainage, education etc. The other is for comfort , such as, excellent roads, high speed trains  etc. We have not (132)  on either. What is the problem? Is it lack of money or funds ? It may not (133) be so. We simply do not know how to go about things. What we have done is that we have (134) a number of layers of decision making authorities and too (135) agencies and regulations.We must get a number of (136) to get anything done. We need leadership not only in politics but also in administration. We need definition of our objectives such as what we need, why we need and when we need it. (137) important point is clarity of ideology. Lastly and most importantly identification of a right person for the job is  (138). What we need is systematic change. Leadership and commitment make all the (139) in getting thins done. There has to be an appreciation that (140) in infrastructure delivers a force multiplier for the economy.”


131. a. organise    b. place c. vicinity d.commitment  e.duty.

132. a. accomplished b. attained c. established d. qualified e.delivered

133. a. quietly b. inevitably c. because d. necessarily e.voluntarily

134. a. created b. resulted c. caused d.inverted e.influenced

135. a. great  b.  abundant c. many d. much e.manifold.

136. a.hardships b.attempt c. bribe d. clearances e.skill

137. a. another b. different c. others d. moreover e.distinctly.

138. a. expected b.dependent c. awaited d.inherent  e.essential

139. a. basics b. similarity c.difference d.rigidity e.modesty.

140. a. building b. investment c. developing d. generating e.modifying.





(Disclaimer All the questions of the paper have been reproduced on the basis of an examinee’s memory. The writer has answered the questions according to his best knowledge and ability.The writer is not responsible for any discrepancy error or similarity with any written on electronic material’ Please check on an authentic source before accepting it. )



Q. No. 101-105

101. (d)  The first part of the  sentence ‘ the tourist industry of the state feels that the facility of visa-on-arrival should be made available’  is correct. After the word ‘to’ first form of verb is used. So ‘to keeping’ is incorrect. It should be ‘to keep’.

102. (e) This sentence is  correct.

103. (c) In this sentence first part shows an action and the second part shows result of action in first part. The first part of the sentence, ‘ six people fainted on board in an international flight’ is correct. The adverb ‘promptly’ is incorrect. It should be ‘prompting’ meaning resulting into.

104. (c) The word ‘firm’ is incorrect. It should be form.

105. (b) the helping verb ‘would be’ is followed by third form of verb. Instead of ‘send’ there should be ‘sent’.



In these question it easy to find out answer by selection and rejection method in  respect of the given options.

106. (b) The option (a) cannot be answer because there is no mention about youngsters leaving parents’ house.Similarly statements of (c) and (d) are not given in the passage.

107.(d) The word ‘contradict’ out of given options has  meaning opposite to ‘confirm’

108. (e) The words ‘interesting, Trim, cheerful and foul cannot be same meaning as ‘Grim’.

109. (c) Options A and C are not according to the passage.

110. (a) The options are not in consonance with the context of the passage.

111. (c) Only option ‘B’ is true according to the passage.

112. (c) The passage describes about poverty prevailing in Japan.


Q 113-120

113. (b)

114. (c) Option B is incorrect because the servant was looking after his family happily.

115.(d)  Options a to c are correct but the option d is incorrect.

116. (e) All the options a to d are correct.

117. Option b is correct according to the passage.

118. (b) Fascinated means to get attracted.

119.(b) Stroll means a brisk walk. So option b is correct.

120. (a).


Q 121-125

The correct sequence of the sentences in the paragraph is AFEBCD. According the question can be answered.

121. (b)

122. (a)





Q No. 126 -130

These questions are solved by the method of selection and rejection of the given options.

126.(e)  In II part She the subject has reflexive pronoun herself which is correct. Out of the given options cry does not fit with the words ‘a big glass’.  Out of the remaining options ‘make,prepare and share do not fit well with first sentence. Only option ‘pour’ fits well with both the sentences.

127. (e)  Out of the given options ‘trick, sentence and deed ‘ do not fit well with first sentence. Out of ‘motion’ and ‘action’ action is the word that suits well with both the sentences.

128. (d) The words ‘ aloof and posh ‘ do not go well with ‘minister’ The word ‘finance’ is incorrect for location. Out of ‘home’  and ‘prime’ the word ‘prime’ is correct for both the sentences.

129. (b) The options ‘intense’ and ‘broken’ are not correct for the word’bird’.Similarly the adjective  ‘small’ cannot be used with ‘bird’ because it is already having an adjective ‘large’. So ‘strong’ can be used in both the sentences.

130. (a) The nouns ‘property’ and ‘list’ are incorrect in first sentence.The remaining three can be used in it. But the words ‘wish’ and ‘consent’  do not fit well in second sentence. Only the word ‘will’ is correct for both the sentences.


Q. 131- 140

131. (b)  All the other words like organise, vicinity, commitment and duty do not fit well in the sentence.

132. (a) Accomplished is the only word that shows  completion of an action.

133. (d) The words like because, quietly and voluntarily do not fit here. Out of the remaining two, necessarily is the suitable word.

134. (a) The words like resulted,caused and influenced do not fit well with the sentence,’that we have… ‘Out of the remaining two created is the correct word.

135. (c) With the noun agencies an adjective showing numeral is required.So words like much, abundant and great are ruled out in the first place.Many is the correct word.

136. (a) With the words in the sentence, ‘We must get a number of…….’ a noun in plural is required. So the words bribe,skill and attempt cannot be used here. ‘Clearances’ is plural but does not fit well here.

137. (a) The words ‘ ……..important point is ..’ show that words ‘ different, distinctly and others’ cannot be used here.  ‘Moreover’ also does not fit here.

138.(e) The words ‘….identification of a right person…….is …’ show that words like ‘dependent, awaited and expected’ do not fit here. Out of the other two words ‘essential’ is the most suitable word.

139. (c) The words like ‘modesty, rigidity and basics’ do not suit here.’Similarity’ also does not fit well here.

140.(b) The sentence shows that a noun is required here. So out of the  two given nouns ‘building and investment ‘ the latter is the most appropriate.







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